Enough with the doom and gloom about home ownership. Sure, maybe there’s more pain to come in the housing market. But when Time magazine starts running covers that declare “Owning a home may no longer make economic sense,” it’s time to say: Enough is enough. This is what “capitulation” looks like. Everyone has given up. [...]
Don’t let “No Equity” keep you from refinancing. With interest rates at historically low levels our phones have been ringing a bit more than usual. Honestly, in many cases, after being presented with all of the facts we are advising clients to save their money and pass on the refinance. Many times there’s just not [...]
Effective for FHA loans for which the case number is assigned on or after October 4, 2010 the Upfront Mortgage Insurance will decrease from 2.25 to 1.00 (100 basis points) on most FHA insured loans except Home Equity Conversion (HECM – “reverse mortgage”). Chances are you have heard this or some version of it but [...]
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