What is the HARP program? Let’s face it, with the housing crisis as bad as it is a lot of homeowners are not able to refinance their current mortgage because they owe more than their home is worth. The HARP program is a government program designed to allow them to save money by refinancing regardless [...]
Could you afford a 20% down payment? Can realtors envision what their prospective client pool will look like if new regulations governing QRM take effect? Please contact Congress today and ask them to please make it clear to the regulators that this was not their legislative intent and to instead implement a more reasonable Qualified Residential Mortgage (QRM) that will keep credit-worthy buyers in the market and able to acquire a loan.
Good news for those of us who have procrastinated (including me) on wrapping up those taxes!
Everyone’s panicking about the government shutdown, which may happen this Friday at midnight, but what does it really mean for you and me?
Most home buyers who claimed the federal tax credit of up to $7,500 for buying their first home in 2008 are required to start repaying the credit in 15 annual installments, beginning with their 2010 tax returns.
The US Treasury Department on Monday said it would start selling-off mortgage-backed securities worth an estimated $142 billion, in an effort to close another chapter of the financial crisis.
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