Okay, so it’s not rocket science but a lot of people forget to do this. You’re house has been boarded up all winter and now that it’s getting nicer outside the windows will be opened and all kinds of dust and pollen will enter your home. A new filter will seriously help reduce your allergy symptoms and give you a much cleaner air supply inside.
These days, most homeowners are facing a scary reality: a rapid decline in their home’s value. According to the National Association of Realtors, median existing home prices are down 7.1% from last July — and aren’t expected to recover until well into 2009.
One way to buck the trend and boost the value of your home is to make some basic renovations. There’s no need to embark on big-ticket projects — you probably won’t recoup all of the costs anyway. Instead, seek out some inexpensive projects that will not only brighten up the place, but put a little extra cash in your pocket should you decide to sell your home. Here are five worth considering:
Ask your lender questions! Don’t be afraid to ask questions when you don’t know the answer. Buying a home isn’t something you’ll probably do very often and no one expects you to be an expert when it comes to home financing. The rules are constantly changing and there are many types of mortgage loans. Too many times we’ve seen customers come to us about refinancing because they had no ideal what they truly signed up for with their last loan. If something doesn’t look right, ask about it. If your lender is talking over your head, ask them to re-explain. You’re potentially going to borrow a lot of money so take your time and make sure you understand what your putting your signature on! You can always email us a question at email@example.com.
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