Lawmakers are still far from consensus on how to fix the health care system. So it’s too soon to know exactly what reform would mean for individual Americans. But a picture has started to emerge from two key bills put out by Democrats in the House and Senate. A third bill is expected soon from the Senate Finance Committee.
The first two bills propose:a national insurance exchange on which insurers would compete for consumers’ business;
* a public health plan that would compete with private insurers on that exchange;
* and subsidies for financially strapped Americans eligible to buy health insurance on the exchange.
On this week’s episode of Show & Tell with The 2 Mortgage Guys, we’ll be interviewing our special guest, Alan Girton with Indiana Farm Bureau Insurance. Alan will let you know a few things you should be asking when shopping for homeowners insurance as well as recommended coverage amounts. This video is a little longer than normal but it’s really full of information you’ll want to know!
You can email Alan Girton or call him directly at (765) 419-2332.
Does your mortgage have taxes and insurance escrowed into your payment? If your property taxes or insurance is reduced then you probably have too much money in your escrow account. Most lenders do a escrow analysis once a year to determine if a refund is needed but you can request this at any time. Call your mortgage servicer (the place that send you your mortgage statement) and request a escrow analysis. If you have too much money, they’ll send you a check!
Do you know what it means to escrow with your mortgage? In this audio podcast we’ll explain how escrowing works and the benefits of escrowing with your mortgage. If you’re into setting a monthly budget for your expenses, you’ll appreciate what escrowing will do for you.