by The 2 Mortgage Guys | Feb 23, 2018 | Credit, First Time Homebuyers, General News & Information, Indiana Mortgage Blog
Getting a tax refund? Still paying rent? Make an investment in your future! Owning your own home can have several benefits…. Pride of ownership – this is an untangeable benefit, but owning your home offers a sense of pride for you and your family Build...
by The 2 Mortgage Guys | Aug 18, 2015 | Credit, Indiana Mortgage Blog
So many questions arise when approaching retirement age. “Should I sell my large family home and buy a smaller home?” “Should I change my spending habits now to prepare for a lesser income?” “Should I pay down my mortgage only to deplete...
by The 2 Mortgage Guys | Aug 1, 2015 | Credit, First Time Homebuyers, Indiana Mortgage Blog
Recent tallies show a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan will likely be more difficult and more expensive at this level than with higher scores. Here are the fundamentals to guide you in establishing and...
by The 2 Mortgage Guys | May 1, 2012 | Credit, First Time Homebuyers, Indiana Mortgage Blog
Saving for a down payment seems to be the biggest obstacle for people who want to purchase a home. While there are mortgage programs available that require little to no money down, many of them require PMI (private mortgage insurance) each month. This will slightly...
by The 2 Mortgage Guys | Mar 19, 2012 | Credit, Indiana Mortgage Blog
Your Credit Score Once You’re Pre-Approved For An Indiana Mortgage When you apply for an Indiana mortgage, one of the first things your mortgage company will do is run a credit report. Each lender has different guidelines they must follow, but generally...
by The 2 Mortgage Guys | Mar 8, 2012 | Credit, Indiana Mortgage Blog, Tips
How To Determine If You Need To Refinance Your Indiana Mortgage There are many different reasons to consider refinancing your Indiana mortgage. When to refinance your mortgage may possibly be determined by the situation you are in. Click here to see if you qualify for...