by The 2 Mortgage Guys | Jan 12, 2015 | First Time Homebuyers, General News & Information, Government, Program Changes
The following was announced by Secretary Julián Castro, Department of Housing and Urban Development: _________________________________________ When my tenure as Secretary is over, I won’t judge my time by how many initiatives my Department has launched, or how...
by The 2 Mortgage Guys | Nov 20, 2013 | First Time Homebuyers, General News & Information, Government, Indiana Mortgage Blog, Tips
Home Buyers and Sellers Survey Shows Lingering Impact of Tight CreditAs reported by the National Association of REALTORS®:Although the housing market has shown a healthy recovery over the past two years, unnecessarily restrictive mortgage lending standards are...
by The 2 Mortgage Guys | Feb 21, 2012 | Government, Indiana Mortgage Blog
What is the HARP program? Let’s face it, with the housing crisis as bad as it is a lot of homeowners are not able to refinance their current mortgage because they owe more than their home is worth. The HARP program is a government program designed to allow...
by The 2 Mortgage Guys | May 19, 2011 | General News & Information, Government, Indiana Mortgage Blog
Could you afford a 20% down payment? Can Realtors envision what their prospective client pool will look like if new regulations governing Qualified Residential Mortgages (QRM) take effect this year? Neither can we. And neither can many elected officials in Congress...
by The 2 Mortgage Guys | Apr 14, 2011 | Government, Indiana Mortgage Blog, Local News
pro·cras·ti·na·tion – the act of procrastinating; putting off or delaying or defering an action to a later time Good news for those of us who have procrastinated (including me) on wrapping up those taxes! As previously reported on The 2 Mortgage Guys site in...
by The 2 Mortgage Guys | Apr 8, 2011 | General News & Information, Government, Indiana Mortgage Blog
Everyone’s panicking about the government shutdown, which may happen this Friday at midnight, but what does it really mean for you and me? It isn’t as scary as it sounds — the government has shut down several times in the past. The most recent one occurred...
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