by The 2 Mortgage Guys | Oct 28, 2015 | Indiana Mortgage Blog
It’s been a while since the Feds have hiked rates, and experts are trying to determine just when to bump them up again. The U.S. Federal Reserve’s Federal Open Market Committee (say that 10 times fast) recently adjourned, and they left rates unchanged. But...
by The 2 Mortgage Guys | Feb 14, 2011 | First Time Homebuyers, General News & Information, Indiana Mortgage Blog, New Home Sales, Tips
It was not that many years ago that home buyers with just about any credit score could purchase a home with little to no money out of pocket. When those relaxed lending guidelines were coupled with depreciating real estate values, the result was hundreds of thousands...
by The 2 Mortgage Guys | Feb 10, 2011 | First Time Homebuyers, Indiana Mortgage Blog, New Home Sales
You can reduce the amount of stress they’ll have to cope with by preparing your young children for a move in advance. Familiarity and routine are important to children and a move disrupts that. It can cause anxiety, making your child fearful or even hostile to...
by The 2 Mortgage Guys | Feb 8, 2011 | General News & Information, Indiana Mortgage Blog
If your ARM is due to adjust this spring, your best move may be to allow it. Don’t rush to refinance — your rate may be adjusting lower. It’s because of how adjusted mortgage rates are calculated. First, let’s look at the lifecycle of a...
by The 2 Mortgage Guys | Feb 1, 2011 | General News & Information, Indiana Mortgage Blog, Local News
Another day, another strong report for housing. The Pending Home Sales Index climbed 2 percent in December, according to the National Association of REALTORSĀ®. A “pending home sale” is an existing home under contract to sell, but not yet closed....