by The 2 Mortgage Guys | Feb 8, 2011 | General News & Information, Indiana Mortgage Blog
If your ARM is due to adjust this spring, your best move may be to allow it. Don’t rush to refinance — your rate may be adjusting lower. It’s because of how adjusted mortgage rates are calculated. First, let’s look at the lifecycle of a...
by The 2 Mortgage Guys | Feb 7, 2011 | Around the House, General News & Information, Indiana Mortgage Blog, Tips
Home remodeling is back in vogue. With contractors dropping prices in most U.S. markets, and a resurgence in confidence among homeowners, home remodeling projects are expected to top $125 billion this quarter. Not all renovations will be “worth it”,...
by The 2 Mortgage Guys | Feb 4, 2011 | First Time Homebuyers, Indiana Mortgage Blog
Mortgage lending appears to be loosening. At least for now. In its quarterly survey of member banks, the Federal Reserve asks senior loan officers around the country whether their “prime” residential mortgage guidelines had tightened within the...
by The 2 Mortgage Guys | Feb 1, 2011 | General News & Information, Indiana Mortgage Blog, Local News
Another day, another strong report for housing. The Pending Home Sales Index climbed 2 percent in December, according to the National Association of REALTORS®. A “pending home sale” is an existing home under contract to sell, but not yet closed....
by The 2 Mortgage Guys | Jan 31, 2011 | First Time Homebuyers, Indiana Mortgage Blog
Q: What is Earnest Money? A: Earnest money is given by the buyer to the seller when a real estate purchase contract is accepted. The money is a good faith offering to the seller that you will perform on the agreed upon contract. Q: Why Do I Have To Submit Earnest...
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