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Since 2005

Meet The 2 Mortgage Guys

The 2 Mortgage Guys are Ryan Minick and Steve DeLon — Branch Managers and Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana, they have worked together as The 2 Mortgage Guys since 2005 and provide mortgage financing nationwide. See our Awards & Recognition. If you are buying in town, start with our Kokomo mortgage guide.

Meet the rest of our incredibly talented team

Angela Kellar

Angela Kellar

Senior Loan Processor

Angela brings a detail-oriented approach to every loan file, ensuring a smooth and efficient process from application to closing. Her commitment to clear communication keeps clients informed every step of the way.

Kelly Hodges

Kelly Hodges

Licensed Loan Partner

Kelly is passionate about helping families navigate the home buying journey. She works closely with clients to gather documentation and coordinate with all parties to keep every transaction on track.

NMLS# 1606970
Lorena Martinez

Lorena Martinez

Client Services Manager

Lorena helps our clients after closing. From assisting with their online accounts and additional services we provide each client after closing, to periodically checking in and scheduling our annual mortgage reviews.

Luminate Bank NMLS# 1281698

Let's Work Together

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The 2 Mortgage Guys logo
The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

Contact

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

NMLS Consumer Access

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

© 2026 The 2 Mortgage Guys at Luminate Bank. All rights reserved.