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Nationwide Construction Department

Approved Home Builders

There are plenty of builders to choose from, and we already have several approved for financing through Luminate Bank’s nationwide construction department — so construction-loan clients can pick a vetted partner and move forward.

See approved buildersApply for approval
New residential homes under construction with scaffolding, showcasing modern architecture.

Already approved

Indiana builders ready for your construction loan

These are Indiana builders that Luminate Bank’s nationwide construction department has already approved. You can choose one of them and move forward with construction financing — no extra builder-approval wait on your file. Prefer a builder who isn’t approved yet? We can still work with them — approval is quick and easy.

JOYNER HOMESCHARACTER RICH · SMART DESIGN

Central Indiana · 45–60 minute radius from Greenfield

Joyner Homes

Approved construction partner

Sample homes

View photos on their website

Photo gallery of completed Joyner Homes. Opens joynerhomesonline.com in a new tab.

Advertised build areas

AndersonAvonBargersvilleBrookvilleBrownsburgCambridge CityCarmelColumbusConnersvilleDanvilleFishersFortvilleFranklinFranklin TownshipGas CityGreenfieldGreensburgGreenwoodIndianapolisKnightstownLawrenceLebanonMcCordsvilleNew CastleNew PalestineNoblesvillePendletonPlainfieldRichmondRushvilleShelbyvilleTiptonUnion CityUplandWestfieldWhitelandWhitestownWinchesterZionsville

Also lists Bartholomew, Boone, Decatur, Delaware, Fayette, Franklin, Grant, Hamilton, Hancock, Hendricks, Henry, Johnson, Madison, Marion, Morgan, Randolph, Rush, Shelby, Tipton, and Wayne counties.

Custom homes and published floor plans such as The Starlight and The Linder, with model homes in Greenfield.

CORNERSTONEBROTHERS CONSTRUCTION

Kokomo

Cornerstone Brothers Construction

Contact: Dustin Moloch

Sample homes

No public website gallery is published for this builder.

Advertised build areas

Kokomo

Public listings advertise the company in Kokomo. No wider city list is published.

General contracting and remodeling published for the Kokomo area. No public website gallery is available.

CITATION HOMESSINCE 1978

Tippecanoe County and surrounding areas

Citation Homes

Approved construction partner

Sample homes

View photos on their website

Citation Homes project photos. Opens citationhomes.com in a new tab.

Advertised build areas

West LafayetteLafayetteFrankfortKokomoElwoodFlora

Also advertises Tippecanoe County and surrounding areas.

Family-owned since 1978. Published plans include The Atkinson and The Audrey.

How Approval Works

Four steps with the nationwide construction department

Construction loans require an approved builder. Luminate Bank’s nationwide construction department vets each company before Ryan and Steve can use them on a construction-loan file.

01

Submit company details

Builders send licensing, insurance, contact information, markets served, and a note about their experience through the form on this page.

02

Nationwide construction review

Luminate Bank’s nationwide construction department reviews licensing, insurance, and sample work before a builder can be used on a construction loan.

03

Follow-up if needed

The construction department may request more information, documents, or additional sample work before a decision is made.

04

Listed for construction-loan clients

Approved builders appear on this page so Ryan, Steve, and construction-loan clients can review the current vetted list.

Not on the list yet

B.Y.O.B (Bring your own builder)

Working with a builder who isn’t on our approved list? No problem. We can start the approval process here.

Ready to finance a new build?

Construction loans require an approved builder. Review how one-time and two-time close financing works, then get started with Ryan and Steve.

Construction LoansGet Started
The 2 Mortgage Guys logo
The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

Contact

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

NMLS Consumer Access

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

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