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Our Story, Awards & Recognition

More Than 20 Years of Mortgages, Community & Doing Things the 2MG Way

Since 2005, Ryan Minick and Steve DeLon have worked side by side as The 2 Mortgage Guys, helping homebuyers and homeowners navigate one of the biggest financial decisions of their lives.

Along the way, we’ve been recognized for mortgage production, consumer education, industry leadership, business excellence and community involvement. But the awards only tell part of the story.

For us, success has always meant more than closing loans. It means educating people, supporting our community, building long-term relationships and doing business in a way we’re proud to put our names on.

20+ Years Together. Thousands of Mortgages. One Simple Philosophy: Do What’s Best for the Client.

Ryan Minick and Steve DeLon, The 2 Mortgage Guys

Since 2005

Kokomo’s mortgage team. Still the same two guys.

Award recognition

More Than Two Decades in Mortgage Lending

Steve DeLon

Mortgage Professional Since 2000

Ryan Minick

Mortgage Professional Since 2003

The 2 Mortgage Guys

Together Since 2005

What started as two mortgage professionals working together became a partnership, a brand and eventually something much bigger.

Over the years, The 2 Mortgage Guys have worked through major changes in the housing and mortgage industries, educated consumers through national and local media, served in leadership positions throughout the community and helped generations of families finance homes.

And we’re still doing it today.

A Few Milestones Along the Way

Production awards, community leadership, national media and 20 years of showing up the same way.

  1. 2002

    Steve DeLon Named Honor Affiliate of the Year

    Steve received the Honor Affiliate of the Year Award from the REALTORS® Association of Central Indiana, recognizing his involvement with and support of the local real estate community.

  2. 2004

    Ryan Minick Named GMAC Mortgage Rising Star

    Just one year after entering the mortgage business, Ryan received GMAC Mortgage’s Rising Star — “Rookie of the Year” Award.

  3. 2005

    The 2 Mortgage Guys Are Born

    Ryan and Steve officially began working together as The 2 Mortgage Guys. That partnership would continue through multiple mortgage companies, changing markets and two decades of home financing.

  4. 2005–2007

    Recognized Among GMAC Mortgage’s Top Producers

    Steve earned GMAC Mortgage Company of Excellence Top Producer Awards in 2005, 2006 and 2007. Ryan earned the same Company of Excellence Top Producer Award in 2007. Steve also received two First Place — District 8 Production Awards during his GMAC career.

  5. 2007

    GM Family First Award

    The 2 Mortgage Guys received the GM Family First Award from GMAC Mortgage.

  6. 2009

    First Republic Mortgage Sales Award of the Year

    The 2 Mortgage Guys received First Republic Mortgage Corporation’s Sales Award of the Year. And they weren’t finished.

  7. 2009

    The 2 Mortgage Guys Go National with AOL

    Long before mortgage education became commonplace on social media, Ryan and Steve were creating consumer mortgage videos through their Show & Tell with The 2 Mortgage Guys series. In 2009, that educational content was published nationally through AOL’s financial content network. Surviving AOL archives still feature Ryan and Steve teaching consumers about credit scores, mortgage rates, pre-approvals, refinancing, escrow accounts, Fannie Mae and Freddie Mac, mortgage servicing and the homebuying process.

    An educated borrower makes better mortgage decisions.

  8. 2010

    Back-to-Back First Republic Sales Awards

    The 2 Mortgage Guys were again named Sales Award of the Year recipients by First Republic Mortgage Corporation, giving the team consecutive awards in 2009 and 2010.

  9. 2002–2014

    Recognized by the REALTORS® Association of Central Indiana

    Steve’s 2002 Honor Affiliate of the Year Award began a run of Honor Affiliate recognitions. Ryan, Steve and The 2 Mortgage Guys continued to receive Honor Affiliate Awards through 2014, recognizing their involvement with and support of the local real estate community.

    • 2002Steve DeLon, Honor Affiliate of the Year
    • 2008Ryan Minick
    • 2010Ryan Minick
    • 2010Steve DeLon
    • 2011The 2 Mortgage Guys
    • 2014The 2 Mortgage Guys at LeaderOne Financial
  10. 2013

    Downtown Champion Award

    The 2 Mortgage Guys at LeaderOne Financial received the Downtown Champion Award from the Greater Kokomo Downtown Association. Downtown Kokomo would become an important part of the 2MG story for years to come.

  11. 2013

    Featured Nationally by Reuters & Fox Business

    Ryan Minick was interviewed by Reuters as a mortgage-market expert for a national story about mortgage rates. The story was subsequently published by Fox Business, identifying Ryan as a mortgage adviser in Kokomo, Indiana.

  12. 2015

    Greater Kokomo Chamber Small Business of the Year

    The 2 Mortgage Guys at LeaderOne Financial received the Greater Kokomo Chamber of Commerce Small Business of the Year Award. The recognition reflected more than mortgage production. It represented the team’s growing involvement in Kokomo’s business and downtown communities.

  13. 2016–2018

    Helping Lead Downtown Kokomo

    Ryan served as Co-Chair of the Greater Kokomo Downtown Council, Chair of the Downtown Creative Placemaking Council, and on the Greater Kokomo Alliance Board of Directors. The 2 Mortgage Guys also helped support the revitalization of First Fridays in downtown Kokomo, including building the event series’ first website and helping incorporate the annual Strawberry Festival into First Friday.

  14. 2017

    Steve DeLon Serves as HBA President

    Steve served as President of the Home Builders Association of Howard County, continuing a long history of involvement with the local building and real estate industries. Steve would later serve another term as HBA President in 2022.

  15. 2017

    Having a Little Fun for a Good Cause

    LeaderOne Financial received two honors at the Bridges Outreach Lip Sync Battle: the Rockstar Award and the People’s Choice Award. The event was part of a much larger relationship between The 2 Mortgage Guys and Bridges Outreach, including the team’s Hawgin’ the Block fundraiser.

  16. 2020–2021

    Back-to-Back LeaderOne Top Producer Awards

    Ryan Minick received the LeaderOne Financial Top Producer Award in both 2020 and 2021.

  17. 2022

    Breast in Show People’s Choice Award

    LeaderOne Financial received the People’s Choice Award at Breast in Show, another example of the team’s long-running involvement in local charitable events.

  18. 2025

    20 Years of The 2 Mortgage Guys

    Ryan and Steve celebrated 20 years together as The 2 Mortgage Guys. What began in 2005 had survived housing booms, the financial crisis, historic rate cycles, multiple mortgage companies, dramatic changes in technology and an ever-changing mortgage industry. Through all of it, the partnership remained.

  19. 2025

    Greater Kokomo Small Business of the Month

    The Greater Kokomo Chamber named The 2 Mortgage Guys its August 2025 Small Business of the Month. The Chamber specifically recognized the team’s long-standing commitment to the Kokomo community, including their involvement with First Fridays, the Strawberry Festival, Give 1000 and Bridges Outreach.

  20. 2025

    City of Kokomo’s Community Cornerstone Award

    At the same August 2025 presentation, The 2 Mortgage Guys received the Community Cornerstone Award from the City of Kokomo and Mayor Tyler Moore. Twenty years after The 2 Mortgage Guys began, their hometown was still recognizing the impact of the business and the people behind it.

  21. 2025

    State of Indiana Hardworking Hoosiers Award

    Also in 2025, The 2 Mortgage Guys received the Hardworking Hoosiers Award from the State of Indiana — statewide recognition of the work Ryan and Steve put in for Hoosier homebuyers and the communities they serve.

Our Awards & Recognition

A running record of production, industry, business and community honors — listed as they were earned.

Mortgage Production & Professional Achievement

2004

Rising Star — “Rookie of the Year”

GMAC Mortgage

Ryan Minick

2005

Company of Excellence Top Producer Award

GMAC Mortgage

Steve DeLon

2006

Company of Excellence Top Producer Award

GMAC Mortgage

Steve DeLon

2007

Company of Excellence Top Producer Award

GMAC Mortgage

Steve DeLon

2007

Company of Excellence Top Producer Award

GMAC Mortgage

Ryan Minick

Year Unconfirmed

Two First Place — District 8 Production Awards

GMAC Mortgage

Steve DeLon

2007

GM Family First Award

GMAC Mortgage

The 2 Mortgage Guys

2009

Sales Award of the Year

First Republic Mortgage Corporation

The 2 Mortgage Guys

2010

Sales Award of the Year

First Republic Mortgage Corporation

The 2 Mortgage Guys

2020

Top Producer Award

LeaderOne Financial

Ryan Minick

2021

Top Producer Award

LeaderOne Financial

Ryan Minick

Real Estate & Industry Recognition

2002

Honor Affiliate of the Year Award

REALTORS® Association of Central Indiana

Steve DeLon

2008

Honor Affiliate Award

REALTORS® Association of Central Indiana

Ryan Minick

2010

Honor Affiliate Award

REALTORS® Association of Central Indiana

Steve DeLon

2010

Honor Affiliate Award

REALTORS® Association of Central Indiana

Ryan Minick

2011

Honor Affiliate Award

REALTORS® Association of Central Indiana

The 2 Mortgage Guys

2014

Honor Affiliate Award

REALTORS® Association of Central Indiana

The 2 Mortgage Guys at LeaderOne Financial

Business & Community Recognition

2013

Downtown Champion Award

Greater Kokomo Downtown Association

The 2 Mortgage Guys at LeaderOne Financial

2015

Small Business of the Year Award

Greater Kokomo Chamber of Commerce

The 2 Mortgage Guys at LeaderOne Financial

2017

Rockstar Award

Bridges Outreach Lip Sync Battle

LeaderOne Financial

2017

People’s Choice Award

Bridges Outreach Lip Sync Battle

LeaderOne Financial

2022

People’s Choice Award

Breast in Show

LeaderOne Financial

2025

Small Business of the Month

Greater Kokomo Chamber

The 2 Mortgage Guys

2025

Community Cornerstone Award

City of Kokomo

The 2 Mortgage Guys

2025

Hardworking Hoosiers Award

State of Indiana

The 2 Mortgage Guys

Leadership & Service

Awards aren’t the only measure of involvement. Over the years, Ryan and Steve have also served in leadership and volunteer roles throughout Kokomo and the housing industry.

Steve DeLon

  • 2007 — Home & Patio Expo Chair

    Home Builders Association

  • 2017 — President

    Home Builders Association of Howard County

  • 2022 — President

    Home Builders Association of Howard County

Ryan Minick

  • 2016 — Co-Chair

    Greater Kokomo Downtown Council

  • 2018 — Chair

    Downtown Creative Placemaking Council

  • 2018 — Board of Directors

    Greater Kokomo Alliance

Ryan Minick & Steve DeLon

  • Kokomo CEO Class Mentors
  • Supporters of First Fridays and Downtown Kokomo
  • Give 1000 Community Giving Initiative
  • Hawgin’ the Block Fundraiser for Bridges Outreach

Mortgage Education Before It Was a Hashtag

Education has always been part of The 2 Mortgage Guys.

In 2009, Show & Tell with The 2 Mortgage Guys was being distributed nationally through AOL.

Years later, the Show & Tell name would return through online broadcasts, interviews and community spotlights.

Today, that same philosophy continues throughout The2MortgageGuys.com:

Explain the options. Answer the questions. Give people the information they need to make a smart decision.

Because mortgage lending shouldn’t feel mysterious.

Different Companies. Same Two Guys.

Over more than two decades, Ryan and Steve have worked through several respected mortgage organizations as the industry changed around them.

  1. 01

    GMAC Mortgage

    Where the early careers, partnership and first major production awards began.

  2. 02

    First Republic Mortgage Corporation

    Where The 2 Mortgage Guys earned consecutive Sales Awards of the Year and expanded their consumer mortgage education nationally.

  3. 03

    LeaderOne Financial

    More than a decade of growth, production recognition, business awards and deep community involvement.

  4. 04

    Luminate Bank

    The next chapter of The 2 Mortgage Guys.

Through every transition, one thing stayed consistent:

Ryan. Steve. The 2 Mortgage Guys.

Still The 2 Mortgage Guys

Awards are nice. But they’re not why we’re here.

We’re here because people still need someone willing to explain the fine print, answer the phone, compare the options and tell them the truth—even when the answer isn’t the one they were hoping to hear.

That’s what we’ve tried to do since 2005. And that’s what we’re still doing today.

Ready to Talk About Your Mortgage?

Whether you’re buying your first home, building your next one, refinancing, investing or simply trying to figure out what’s possible, we’re here to help.

No pressure. No mortgage-speak. Just straight answers and a game plan.

Get Started

Talk with the team

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

References

Sources

Public records, news archives, and community reports cited throughout this page.

The 2 Mortgage Guys logo
The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

Contact

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

NMLS Consumer Access

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

© 2026 The 2 Mortgage Guys at Luminate Bank. All rights reserved.