Powered by AI & Real-Time Market Data

Know Your Home's Worth
Every Month

Get a personalized Home AI Equity Report delivered to your inbox each month. Track your home's value, equity position, neighborhood trends, and financing opportunities — all powered by artificial intelligence.

Free monthly reports
No spam, ever
Unsubscribe anytime

Get Your Free Report

Sign up through our secure portal and receive your monthly AI-powered equity report.

Free monthly reports. No spam. Unsubscribe anytime.

What's Inside Your Report

Every month, you'll receive a comprehensive breakdown of your home's financial picture.

Estimated Home Value

AI-powered valuation updated monthly with real-time market data.

Equity Position

See exactly how much equity you have built and how it changes over time.

Neighborhood Trends

Track local market trends, comparable sales, and price movements.

Financing Opportunities

Discover refinance, HELOC, and cash-out options based on your equity.

See What Your Report Looks Like

A sleek, easy-to-read dashboard delivered to your inbox every month. Here's a preview of what's inside.

Home Value Estimate
$342,500+4.2% this month

1234 Maple Street, Kokomo, IN 46902

Jul 2024Jan 2025Jul 2025
Equity Position
$128,400

Available equity in your home

Loan Balance: $214,10062% equity
Financing Opportunities
Cash-Out Refinance
Up to $128,400
Best rate
HELOC
$96,300 available
Flex access
Rate & Term Refi
Save $187/mo
Lower payment
Neighborhood Trends — Kokomo, IN
Hot market
Avg Sale Price
$298K
+6.8%
Days on Market
12
-3 days
List vs Sold
101.2%
+1.2%
New Listings
47
+8 this month

Stop Guessing.
Start Knowing.

Home values change daily. Your equity report keeps you informed with data-driven insights so you can make smart financial decisions.

The 2 Mortgage Guys logo
The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

Contact

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

NMLS Consumer Access

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

© 2026 The 2 Mortgage Guys at Luminate Bank. All rights reserved.