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USDA Loans

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Program

USDA Loan

Purpose

Home Price

$$

Down Payment

$$ ($ %)

Interest Rate

$ %

Loan Term

$ Years

Credit Score

Property Tax (yr)

Home Insurance (yr)

HOA Dues (mo)

Base Loan Amount

USDA Upfront Fee (1%)

Total Loan Amount

USDA Annual Fee Rate

0.35%

This estimate is for informational purposes only and does not constitute a loan approval or offer. Actual rates, terms, and payments may vary based on creditworthiness, property type, and other factors. Please contact us for a personalized quote.

Zero down payment financing for eligible rural and suburban homebuyers. Competitive rates with a low USDA guarantee fee.

USDA loans, backed by the U.S. Department of Agriculture, make homeownership affordable for buyers in qualifying rural and suburban areas with no down payment required.

See what your monthly payment could look like with a USDA loan. Zero down payment options with a USDA guarantee fee instead of mortgage insurance.

Loan Purpose

$ down

Estimated Monthly Payment

This calculator is for informational purposes only. Results are estimates and are not exact — they do not include all closing costs, prepaid interest, or escrow deposits. Contact us for a personalized quote.

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Mortgage Knowledge Center

Straight answers to the questions buyers ask us most — from zero-down eligibility and income limits to guarantee fees, property standards, and closing timelines.

2MG Daily

Recent articles from our blog covering USDA loans, rural eligibility, and zero-down financing tips.

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Not sure if your area qualifies? The 2 Mortgage Guys can help you find out in minutes.

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Contact

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

NMLS#

1221 Appletree Lane, Kokomo, IN 46902

USDA Loans
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