Conventional Loans

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Conventional Loans

The 2 Mortgage Guys

Loan Details

Payment Breakdown

Loan Summary

Conventional Loans

Why Go Conventional?

Conventional Loan Requirements

Conventional Loan Calculator

Conventional Loan FAQ

Free First-Time Homebuyer Guide

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Get Pre-Approved for a Conventional Loan

LOAN PROGRAMS

CLIENT BENEFITS

at Luminate Bank

Program

Conventional Loan

Purpose

Home Price

Down Payment

$$ ($ %)

Interest Rate

$ %

Loan Term

$ Years

Credit Score

Property Tax (yr)

Home Insurance (yr)

HOA Dues (mo)

Base Loan Amount

PMI Rate

Total Loan Amount

PMI Status

This estimate is for informational purposes only and does not constitute a loan approval or offer. PMI rates shown are approximate estimates only. Actual PMI rates depend on credit score, debt-to-income ratio, loan purpose, property type, and other factors. Actual rates, terms, and payments may vary based on creditworthiness, property type, and other factors. Please contact us for a personalized quote.

Traditional mortgages with competitive rates. Down payments as low as 3% with flexible options for every buyer.

Conventional loans offer flexibility and competitive terms for borrowers with good credit. With no upfront mortgage insurance and cancellable PMI, they can be the most cost-effective option.

Estimate your monthly payment with PMI, taxes, and insurance. Adjust your down payment to see how PMI changes.

Loan Purpose

$ down

Estimated Monthly Payment

This is an estimate for illustration purposes only. PMI rates are approximate and can vary based on credit score, debt-to-income ratio, and other factors. Actual rates and payments may differ. Contact us for a personalized quote.

Get our exclusive step-by-step guide to buying your first home. No spam, ever — just expert advice from Ryan & Steve.

Check your inbox for your free First-Time Homebuyer Guide. We'll follow up personally if you need anything else.

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Know your buying power before you shop. We can get you pre-approved in minutes and average a 20-day close.

The 2 Mortgage Guys

Branch Managers and Senior Loan Officers

Ryan Minick & Steve DeLon - Professional mortgage services at .

Contact

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

NMLS#

1221 Appletree Lane, Kokomo, IN 46902

Conventional Loans
First-Time Homebuyer Guide

Loan Programs
Client Benefits
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