Conventional loans from The 2 Mortgage Guys at Luminate Bank. Competitive rates, 3% down options, and PMI guidance for buyers nationwide.
at Luminate Bank
Program
Conventional Loan
Purpose
Home Price
$$
Down Payment
$$ ($ %)
Interest Rate
$ %
Loan Term
$ Years
Credit Score
Property Tax (yr)
Home Insurance (yr)
HOA Dues (mo)
Base Loan Amount
PMI Rate
Total Loan Amount
PMI Status
This estimate is for informational purposes only and does not constitute a loan approval or offer. PMI rates shown are approximate estimates only. Actual PMI rates depend on credit score, debt-to-income ratio, loan purpose, property type, and other factors. Actual rates, terms, and payments may vary based on creditworthiness, property type, and other factors. Please contact us for a personalized quote.
Traditional mortgages with competitive rates. Down payments as low as 3% with flexible options for every buyer.
Conventional loans offer flexibility and competitive terms for borrowers with good credit. With no upfront mortgage insurance and cancellable PMI, they can be the most cost-effective option.
Estimate your monthly payment with PMI, taxes, and insurance. Adjust your down payment to see how PMI changes.
Loan Purpose
$ down
Estimated Monthly Payment
This calculator is for informational purposes only. Results are estimates and are not exact — they do not include all closing costs, prepaid interest, or escrow deposits. PMI rates are approximate and can vary based on credit score, debt-to-income ratio, and other factors. Contact us for a personalized quote.
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Mortgage Knowledge Center
Straight answers to the questions buyers ask us most — from down payments and PMI to self-employment, refinancing, and closing timelines.
2MG Daily
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Know your buying power before you shop. We can get you pre-approved in minutes and average a 20-day close.
The 2 Mortgage Guys
Branch Managers and Senior Loan Officers at Luminate Bank
Ryan Minick and Steve DeLon - Branch Managers and Senior Loan Officers at Luminate Bank.
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Contact
Ryan Minick NMLS# 203249
Steve DeLon NMLS# 202876
NMLS#
Kokomo's Mortgage Team. Lending Nationwide.
1221 Appletree Lane, Kokomo, IN 46902
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