Conventional Loans

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Conventional Loans

The 2 Mortgage Guys

Loan Details

Payment Breakdown

Loan Summary

Conventional Loans

Why Go Conventional?

Conventional Loan Requirements

Conventional Loan Calculator

Free First-Time Homebuyer Guide

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Common Conventional Loan Questions

Latest Conventional Insights

Get Pre-Approved for a Conventional Loan

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Program

Conventional Loan

Purpose

Home Price

$$

Down Payment

$$ ($ %)

Interest Rate

$ %

Loan Term

$ Years

Credit Score

Property Tax (yr)

Home Insurance (yr)

HOA Dues (mo)

Base Loan Amount

PMI Rate

Total Loan Amount

PMI Status

This estimate is for informational purposes only and does not constitute a loan approval or offer. PMI rates shown are approximate estimates only. Actual PMI rates depend on credit score, debt-to-income ratio, loan purpose, property type, and other factors. Actual rates, terms, and payments may vary based on creditworthiness, property type, and other factors. Please contact us for a personalized quote.

Traditional mortgages with competitive rates. Down payments as low as 3% with flexible options for every buyer.

Conventional loans offer flexibility and competitive terms for borrowers with good credit. With no upfront mortgage insurance and cancellable PMI, they can be the most cost-effective option.

Estimate your monthly payment with PMI, taxes, and insurance. Adjust your down payment to see how PMI changes.

Loan Purpose

$ down

Estimated Monthly Payment

This calculator is for informational purposes only. Results are estimates and are not exact — they do not include all closing costs, prepaid interest, or escrow deposits. PMI rates are approximate and can vary based on credit score, debt-to-income ratio, and other factors. Contact us for a personalized quote.

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Mortgage Knowledge Center

Straight answers to the questions buyers ask us most — from down payments and PMI to self-employment, refinancing, and closing timelines.

2MG Daily

Recent articles from our blog covering conventional loans, PMI, and homebuying tips.

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Know your buying power before you shop. We can get you pre-approved in minutes and average a 20-day close.

The 2 Mortgage Guys

Branch Managers and Senior Loan Officers

Ryan Minick & Steve DeLon - Professional mortgage services at .

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Contact

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

NMLS#

1221 Appletree Lane, Kokomo, IN 46902

Conventional Loans
First-Time Homebuyer Guide

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