Paystubs, W-2s, bank statements, and extra docs for a conventional file. Checklist from The 2 Mortgage Guys at Luminate Bank in Kokomo, nationwide.
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Conventional Loans
Documents Needed
Most conventional borrowers need government ID, Social Security number, recent paystubs, W-2s, bank statements, and information about debts and the property. Self-employed, gifted, or rental-income files need extra paperwork — getting it together early is the fastest way to close.
Start here for a standard W-2 conventional purchase.
Your file may need more than the basics.
Make underwriting’s job easy.
A clear checklist beats a scavenger hunt.
Step
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Start with Ryan or Steve — we will give you a conventional loan checklist tailored to your income and purchase plans.