Seller-Paid Closing Costs
Can the Seller Pay My Closing Costs?
How Seller Concessions Work
Common Cap Patterns
Negotiation Tips
How We Structure Seller Credits
Keep Exploring
Related Blog Posts
Frequently Asked Questions
Want Help Sizing a Seller Credit?
Yes. Conventional loans allow seller concessions toward closing costs, prepaids, and discount points — up to limits that usually depend on your down payment and occupancy. Structured well, seller credits can sharply cut cash to close.
The purchase contract sets the credit; loan guidelines cap how much can be applied.
Exact limits depend on LTV and occupancy — we confirm on your file.
Balance price, repairs, and credits together.
We size the credit to what guidelines will actually allow on your loan.
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Ryan or Steve can estimate your closing costs and the maximum seller concession your conventional loan allows.
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