Yes — FHA allows gift funds for down payment and closing costs from eligible donors. See gift letter and paper-trail rules with The 2 Mortgage Guys.
Yes — FHA allows gift funds for down payment and closing costs from eligible donors. See gift letter and paper-trail rules with The 2 Mortgage Guys.
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Yes. FHA is one of the most gift-friendly programs — eligible donors can cover your down payment and closing costs when the gift is properly documented. Ryan and Steve help you get the gift letter and transfer trail right the first time so underwriting stays clean.
Gift money can dramatically lower cash to close — if the source and trail are underwriting-ready.
Most gift delays are paperwork delays — not eligibility problems.
Move money once — with a clear story.
We treat gift documentation as part of pre-approval — not a last-minute scramble.
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Ryan & Steve will review your donor source, gift letter language, and transfer trail before funds move — so underwriting does not stall.
Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .
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Ryan Minick NMLS# 203249
Steve DeLon NMLS# 202876
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1221 Appletree Lane, Kokomo, IN 46902
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