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Hoosier Homes Guide

What Property Types Are Eligible for Purchase?

Hoosier Homes covers 1-2 unit homes, PUDs, townhouses, condos, and eligible manufactured housing.

Eligible Property Types

  • ✓1-2 unit single-family homes — including primary residences
  • ✓PUDs (Planned Unit Developments)
  • ✓Townhouses and condominiums
  • ✓Eligible manufactured housing — must meet program requirements

Investment properties and second homes are not eligible — the property must be your primary residence.

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The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

Contact

(765) 450-8933

[email protected]

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

NMLS Consumer Access

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

© 2026 The 2 Mortgage Guys at Luminate Bank. All rights reserved.