Homebuyer education is required for any first-time buyers on a Hoosier Homes loan. Repeat-only files typically skip it — confirm with Ryan & Steve.
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Homebuyer Education
Homebuyer education is required for any first-time buyers on a Hoosier Homes loan. Repeat-only borrower files typically skip that Hoosier Homes education requirement.
Hoosier Homes does not require you to be a first-time homebuyer — but if any first-time buyer is on the loan , that borrower must complete an approved homebuyer education course before closing.
The certificate becomes part of your underwriting package. Without it, clear-to-close can stall even when credit, income, and DTI already look strong.
Your first mortgage may also require education on its own (for example, certain HFA conventional products). Ryan and Steve tell you which course satisfies both Hoosier Homes and the first lien so you only take what you need.
Treat the course like a document condition — schedule it as soon as pre-approval starts.
Related Hoosier Homes eligibility guides and education resources.
Ryan & Steve will confirm first-time status and point you to the accepted education provider before closing deadlines hit.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.