Yes — eligible VA purchases can be 100% financed. Funding fee, entitlement, and cash to close. The 2 Mortgage Guys at Luminate Bank, nationwide.
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Zero Down
Yes — eligible veterans can buy with $0 down and no monthly mortgage insurance. Zero down is real; “zero cash to close” is not. Here is what that distinction means for your offer.
Eligible veterans can finance 100% of the purchase price — your cash still covers costs around the loan.
Zero down handles the purchase price. These moves often decide how much you bring on closing day.
No down payment does not mean light paperwork.
When cash is tight, compare the full picture — not just the down payment line.
Related guides to help you compare options and move toward pre-approval.
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Ryan & Steve will check your entitlement, funding fee (or exemption), and true cash to close — then get you pre-approved so you can shop with confidence.