Add accessibility improvements with Freddie Mac CHOICERenovation® — ramps, wider doorways, and permanently installed appliances in one conventional renovation loan.
Freddie Mac CHOICERenovation® Accessibility Improvements | The 2 Mortgage Guys
Add accessibility improvements with Freddie Mac CHOICERenovation® — ramps, wider doorways, and permanently installed appliances in one conventional renovation loan.
Can I Add Accessibility Improvements With a Freddie Mac CHOICERenovation® Loan?
Age in Place Without a Separate Loan
At a Glance
Accessibility Work That Typically Qualifies
What Underwriters Need
What Stays Outside Escrow
Keep Exploring
Frequently Asked Questions
Planning Accessibility Upgrades?
Yes. Freddie Mac CHOICERenovation® explicitly allows accessibility improvements and permanently installed appliances in the renovation escrow — so ramps, wider doorways, and related aging-in-place work can finance alongside kitchens, baths, and structural repairs.
Paying cash for ramps, doorway widening, and bath modifications drains reserves. Freddie Mac CHOICERenovation® rolls accessibility work into the same conventional mortgage that funds purchase or rate/term refinance renovations.
Work must be in licensed contractor bids and support after-improved value. One general contractor coordinates accessibility trades with any other remodel items in the escrow.
Ryan and Steve help you package accessibility scopes with kitchens, baths, or structural work so LPA Accept and the 75% repair cap stay clean.
Related guides for improvements, contractors, and buy-and-renovate with accessibility in the scope.
Ryan & Steve will review your accessibility bids and occupancy type so Freddie Mac CHOICERenovation® finances the right permanent improvements.
Freddie Mac CHOICERenovation® is a registered trademark of Freddie Mac. All loans are subject to credit and property approval. Program guidelines, LTV limits, and pricing are subject to change without notice and may not be available in all areas. This website is not affiliated with or endorsed by Freddie Mac, Fannie Mae, HUD, or any government agency. Information is for educational purposes only and is not a commitment to lend.
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