Yes. Freddie Mac CHOICERenovation® explicitly allows accessibility improvements and permanently installed appliances in the renovation escrow — so ramps, wider doorways, and related aging-in-place work can finance alongside kitchens, baths, and structural repairs.
Paying cash for ramps, doorway widening, and bath modifications drains reserves. Freddie Mac CHOICERenovation® rolls accessibility work into the same conventional mortgage that funds purchase or rate/term refinance renovations.
Work must be in licensed contractor bids and support after-improved value. One general contractor coordinates accessibility trades with any other remodel items in the escrow.
Ryan and Steve help you package accessibility scopes with kitchens, baths, or structural work so LPA Accept and the 75% repair cap stay clean.
Ramps, wider doorways, hallway adjustments, and threshold modifications that improve access.
Layout changes, grab-ready bath configs, and fixture placements when permanently installed and bid-documented.
Appliances that stay with the property as part of the approved accessibility or remodel scope.
Accessibility items bundled with kitchens, baths, roofs, or structural work under one GC.
Related guides for improvements, contractors, and buy-and-renovate with accessibility in the scope.
All eligible repairs, soft costs, and repair caps.
Structural, energy, and recovery scopes.
Licensing, insurance, and bid packages.
Why financed accessibility work needs a licensed GC.
Purchase and age-in-place upgrades in one closing.
Full program overview and guide directory.
Yes. Accessibility upgrades such as ramps, wider doorways, and related permanently installed appliances can roll into Freddie Mac CHOICERenovation® when they appear in the approved contractor scope of work.
Yes. Accessibility work is part of total renovation costs and must fit the 75% repair cost cap (or manufactured-home limits). Contingency still applies at 10% minimum of repair costs.
Yes. Accessibility items can sit alongside kitchens, baths, roofs, and other eligible improvements in one escrowed scope — as long as one general contractor coordinates the bids and timeline.
Freddie Mac CHOICERenovation® treats accessibility improvements as eligible renovations when bid-documented and value-supported. You do not need a separate government accessibility grant — but lender overlays and after-improved appraisal support still apply.
Ryan & Steve will review your accessibility bids and occupancy type so Freddie Mac CHOICERenovation® finances the right permanent improvements.
Freddie Mac CHOICERenovation® is a registered trademark of Freddie Mac. All loans are subject to credit and property approval. Program guidelines, LTV limits, and pricing are subject to change without notice and may not be available in all areas. This website is not affiliated with or endorsed by Freddie Mac, Fannie Mae, HUD, or any government agency. Information is for educational purposes only and is not a commitment to lend.