Hoosier Homes is Indiana down payment assistance — 4% or 5% toward down payment and closing costs with no monthly payments on the aid layer. Learn how it works.
What Is Hoosier Homes DPA? | The 2 Mortgage Guys
Hoosier Homes is Indiana down payment assistance — 4% or 5% toward down payment and closing costs with no monthly payments on the aid layer. Learn how it works.
What Is the Hoosier Homes Down Payment Assistance Program?
Indiana DPA for Primary-Residence Buyers
At a Glance
First Mortgages That Pair With Hoosier Homes
Standard vs. Hoosier Homes Plus
Keep Exploring
See If Hoosier Homes Fits Your Purchase
Hoosier Homes is an Indiana down payment assistance program that provides 4% or 5% toward your down payment and closing costs — structured as a forgivable second loan with no monthly payments on the aid layer.
Hoosier Homes helps Indiana buyers who qualify for a government-backed or HFA conventional first mortgage but need help covering upfront costs. The home must be your primary residence — occupied within 60 days of closing.
In standard participating counties, assistance equals 4% of your first mortgage loan amount . In designated Targeted Areas (Hoosier Homes Plus), that rises to 5% — and county income limits may be waived.
Ryan and Steve screen Hoosier Homes early in pre-qualification — checking your county, loan type, and whether the property address qualifies for standard or Plus assistance before you write an offer.
Hoosier Homes supplements — not replaces — your primary mortgage.
Related Hoosier Homes guides and loan programs to compare before you apply.
Ryan & Steve will screen your county, loan type, and property address against Hoosier Homes rules before you shop.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.
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