Hoosier Homes works in specific Indiana participating counties. See the county list, primary-residence rule, and how Targeted Areas unlock 5% Plus.
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Where Available
Hoosier Homes is available in specific participating Indiana counties — not statewide. The home must be your primary residence occupied within 60 days of closing.
The 4% Hoosier Homes DPA layer is reserved for properties inside approved participating counties. Buying outside that list means this particular program will not reserve — even if you otherwise meet credit and income guidelines.
Within those counties, 5% Hoosier Homes Plus depends on Targeted Area designation (usually a census tract), not the entire county map. Ryan and Steve verify the address against current guidelines before you write an offer.
Occupancy is non-negotiable: this is a primary-residence program. You must move in within 60 days of closing.
Current participating jurisdictions for Hoosier Homes. Confirm your exact address before you rely on a reservation.
Related Hoosier Homes location and property guides.
Ryan & Steve will confirm county and Targeted Area status before you write an offer — so your pre-approval reflects 4% or 5% correctly.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.