A renovation consultant is required only in Alaska, California, Hawaii, and New York . Otherwise, not required by the matrix.
One general contractor manages the project; specialty contractors are permitted when necessary. DIY work is not allowed in escrow.
HomeStyle only
Locked to Fannie Mae HomeStyle rules — occupancy-based LTV, $50,000 minimum loan, 75%/50% repair caps, contingency, draw admin fee, and product choices.
HomeStyle rules applied
$ down
Estimated Monthly Payment
Rehab escrow breakdown
Both combine purchase and rehab — the right fit depends on credit, occupancy, improvement scope, and long-term mortgage insurance cost.
Guides
Deep-dive guides on what HomeStyle is, who qualifies, borrowing power, occupancy, contractors, fund draws, appraisals, timelines, documents, and more.
Ryan and Steve will review your property, contractor bids, and credit profile — then compare HomeStyle with FHA 203(k) and VA renovation so you pick the cleanest path.
HomeStyle is a registered trademark of Fannie Mae. All loans are subject to credit and property approval. Program guidelines, LTV limits, and pricing are subject to change without notice and may not be available in all areas. This website is not affiliated with or endorsed by Fannie Mae, HUD, or any government agency. Information is for educational purposes only and is not a commitment to lend.